SSS inks agreement with banks to upgrade Regular UMID Cards to UMID ATM Pay Cards

The Social Security System (SSS) announced that it has entered into agreement with banks for the issuance of UMID ATM Pay Cards.  

With the UMID ATM Pay Cards, SSS members will enjoy the advantages of having a disbursement account for their benefits, loans, and refunds, and access to the participating banks’ available ATMs and online & mobile platforms to make their banking transactions apart from having a valid government-issued ID.

“The UMID ATM Pay Card Program aims to promote the accurate and timely payment of SSS benefits and loans to rightful recipients. It is a step towards the national government, the SSS, and its partners’ shared goals of greater financial inclusion and payments digitalization,” SSS President and CEO Michael G. Regino said.

“Currently, SSS is offering UMID ATM Pay Cards that are linked to a regular savings account, with the Union Bank of the Philippines (UBP) as the first participating bank,” he added.

UBP has made ready an initial one million UMID ATM Cards for those who have not been issued the UMID cards.

“The UBP will also allow those with pending generic UMID cards for production to avail of this upgrade for free. To do so, they must give their Data Sharing Consent through the Services Tab of their My.SSS Web Portal account and undergo the electronic Know-Your-Customer (eKYC) process through the online or mobile platform of the UBP,” Regino said.

Members who will avail of said card this year will also receive a ₱200 Jollibee e-Gift Certificate and the chance to win a Mitsubishi Xpander from the UBP upon the activation of their account and funding it with ₱1,000. This UBP promo runs up to February 28, 2023, only.

By the first quarter of 2023, Rizal Commercial Banking Corporation (RCBC) will also be ready to issue UMID ATM Pay Cards to SSS members.  

“In the coming months, we will continue to pursue partnerships with other financial institutions to provide our members with more options for this program,” Regino said.

“As soon as a substantial percentage of the UMID ATM Pay Cards are issued, SSS would start re-carding the rest of the issued 13 million generic UMID cards,” he added.

The SSS encourages all members to register to the My.SSS Portal at, and enroll their updated contact information, including mobile numbers and email addresses, in their account for them to receive important announcements and updates regarding the UMID ATM Pay Card and other SSS information.